I’ve cherished a heartwarming memory about family and well water since I was about six years old. My Aunt Pauline and Uncle John lived in the country and had a well just outside their house. (Where I come from, water from a deep life-giving well that never ran dry was always preferred over other resources.) An elongated well-draw bucket was used to fetch the water. Then the water was released into a clean aluminum dishpan, and that’s where my cousins and I would get a refreshing drink when we were thirsty. Everyone (oldest to youngest) drank from the same dipper because we were all family. However, should anyone stop by, he/she could have a drink from the dipper too. Anyone thirsty and needing to wet their whistle was welcome, accepted, and loved.

The biblical story of the woman at the well depicts a powerful life-changing encounter with Jesus.  He and His followers were traveling through Samaria and, while the disciples were in town buying something to eat, Jesus wearily sat down on the edge of Jacob’s well to rest. Around noon, a Samaritan woman came to draw water from the well. Since Jews traditionally despised the Samaritans, she was surprised that Jesus would strike up a conversation with her. But her nationality made no difference to this caring Stranger. In fact, Jesus  kindly said to her, “Please give me a drink.“

The woman said to Jesus, “’You are a Jew and I am a Samaritan woman. Why are you asking me for a drink?’ Jesus replied, ’If you only knew the gift God has for you and who you are speaking to, you would ask Me, and I would give you living water’” (John 4:9,10 NLT). He explains that anyone who drinks water from the well will soon get thirsty again. “But those who drink the water I give will never be thirsty again. It becomes a fresh, bubbling spring within them, giving them eternal life“ (John 4:14 NLT).

The two of them talked about the unseemly aspects of her broken life. As Jesus showed His love and acceptance while teaching about salvation, her spirit was opened to receive the truth. She said, “I know the Messiah is coming — the One who is called Christ. When He comes, He will explain everything to us. Then Jesus told her, ‘I AM the Messiah!’” (John 4:25,26 NLT). The woman was thirsting for answers and Jesus spoke of more than she had hoped for! Excitedly, she left her water jar and ran lickety-split back to the village, telling everyone, “’Come and see a man who told me everything I ever did! Could He possibly be the Messiah?’ So the people came streaming from the village to see Him” (John 4:29,30 NLT). While she was passionately sharing her testimony with others, she became the first New Testament evangelist to win a village to Christ.

Statistics show that 75% of Americans are chronically dehydrated. I don’t know what percentage of Americans are genuine believers. But I do know there’s a large percentage of people wandering around in a spiritual desert, chronically dehydrated, looking for living water. Christians need to realize we’re a walking testimony. The water jar we carry is on the inside of us and it’s full of fresh living water that’s supposed to bubble over onto the thirsty people around us. God wants to use us to compassionately tell others that Jesus knows everything they’ve ever done and loves them anyway. Now that’s Good News!

The Key: Come see this Man; He knows you thirst, He knows you hurt, and He understands.

Money Flow

In my last column, I compared the total business payrolls of Bourbon County to that of two of the most relatable counties in Southeast Kansas: Allen and Neosho.  While payrolls are a strong indication of the vitality of business activity in a jurisdiction, one can also look at the flow of money into a community to gauge the strength of that activity and future prospects.  As the saying goes, “It takes money to make money.”  While that it is not an absolute, it certainly holds true much of the time.  Accordingly, let us take a look at the flow of money into these three counties over the last few years.

One way to understand how much money is being created in a community is to look at the lending activity to small businesses; almost all of our Southeast Kansas businesses fit that definition. Here is a chart of total small business loans outstanding in each county and the average loan size at origination:

2015                                      2019

As you can see, over the five years considered, Bourbon County has grown their small business community when measured by lending activity.  Each of these loans puts additional money in circulation in a community and helps fuel future economic activity.

How has that translated into the money supply in our community?  One way to evaluate that is to look at total deposits in the county financial institutions.  Here is how the banks in the three counties compare in recent years:

2019                                               2020

Allen and Neosho lending institutions and investors have millions of dollars more to place in future business activity than Bourbon County, and their deposits grew by 22% and 15%, respectively, compared to 9% for Bourbon County.  Part of the explanation of the dramatic one-year growth in all three counties are government programs rolled out during the pandemic, such as the Payroll Protection Program, which injected millions of dollars into small businesses across the country.  The real question is whether these businesses invested in payroll and business activity, or paid off bank loans and stuck the rest into their deposit accounts.  Considering our increase in lending activity and smaller deposit growth, it looks as if more of this kind of government money went to work in Bourbon County small businesses than that of the other two counties.

All indications are that the small businesses in Bourbon County are holding their own, and increasing their economic activity relative to our two similar neighbors.  Bourbon County REDI encourages you to support your local small businesses by shopping local and paying your sales tax in Bourbon County.  Let us all help the vitality of our small business community when possible.