Tara Soloman-Smith, Family and Wellness Agent, Sunflower District of Kansas State University’s Extension Office. Submitted photo.
Getting to the Heart of the Matter
Heart disease is the leading cause of death in the United States. One in five deaths is due to heart disease, even though it is largely preventable.
Keeping your heart healthy starts with living a heart-healthy lifestyle. But first, you need to get smart about your heart. Knowing what causes heart disease, what puts you at risk for it, and how you can reduce those risks can help you make informed decisions to protect your heart and keep it strong.
Want to test your knowledge? Take this short Heart Smart Quiz:
True or False? High blood pressure is also known as hypertension and occurs when your blood pressure is consistently 130/80 mm Hg or higher.
True or False? Cholesterol helps make hormones, vitamin D, and substances to help you digest foods. Your body needs it for good health, but in the right amounts.
True or False? Eating lots of vegetables, fruits, and whole grains, using fat-free or low-fat dairy products, and limiting foods high in saturated fat or sugar-sweetened beverages are all part of a heart-healthy diet.
True or False? Not getting enough sleep or getting poor quality sleep on a regular basis increases the risk of having high blood pressure, heart disease, and other medical conditions.
True or False? To strengthen their heart, adults should aim to get at least 150 minutes of moderate-intensity aerobic activity such as brisk walking each week.
How did you do? The answer to all questions is true. Knowing your own risk factors for heart disease can help guide your lifestyle choices, so talk to your healthcare provider to make sure you’re clear. Just as important: know your numbers. Your weight, waist size, blood pressure, cholesterol, and blood sugar levels all affect your heart. If they aren’t where they should be, make a pledge to begin improving them.
Adding more physical activity to your day, eating a heart-healthy diet, managing stress, getting enough quality sleep, and not smoking can put you on the path to better heart health.
Learn more about heart disease prevention at www.hearttruth.gov or for more information contact Tara Solomon-Smith, [email protected], 620-244-3826.
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Kansas State University Agricultural Experiment Station and Cooperative Extension Service
Understanding concepts like time, talent, and money can be challenging for young children. Bradford Wiles, a child development specialist with K-State Research and Extension, explains, “Early childhood is filled with symbols. Money is one of those symbols—it represents time, talent, effort, and investment.”
Wiles notes that the idea of earning money—trading time and skills for a reward—begins to form at a very young age. “As children grow and gain independence, money becomes more meaningful to them,” he says. However, young children often do not fully understand its value. For instance, they may choose a nickel over a dime simply because it appears larger. Understanding what money represents is a developmental milestone that children must achieve before they can grasp the concept of saving.
Moreover, money is frequently a source of conflict within families, and children pay close attention to how adults manage it. “Kids learn what it means to be a person by observing the adults around them,” Wiles states. “This includes learning about money and resources. Parents can set a strong example by modeling positive behaviors, such as balancing spending, saving, and giving.”
Wiles provides an example of a child asking for a toy in a store. A typical response might be, “We can’t afford that,” which could lead the child to think the family has no money. Instead, he recommends saying something like, “That’s not in the budget right now,” or explaining that the family has other spending priorities. “It’s not about avoiding spontaneous purchases,” he emphasizes. “It’s about teaching children that managing money involves considering long-term goals and making choices that align with those priorities.”
Children can also learn the value of money by earning it through their efforts. “In many households, this starts early,” Wiles explains. “Giving kids responsibilities around the house and rewarding them, whether with money, extra playtime, or other privileges, introduces the concept of earning.” He adds, “Kids understand the idea of receiving something in exchange for their contributions long before they fully comprehend money itself.”
By helping children connect their efforts with rewards and modeling thoughtful financial habits, parents can establish a foundation for lifelong financial literacy.
For more information on money management for youth, please contact Amanda Clasen, Community Vitality Agent, at [email protected] or at 620-244-3826.
I have had several questions about planting farm ground back to native grass. The area used to be all native and many have been plowed up for row crop and then put back to cool season grasses such as fescue and smooth brome. The reason for this is first of all native seed was hard to come by and second fescue and brome are much easier to establish. For those who are wanting to go back to native grass here is what KSRE recommends.
Establishment is the most important phase to ensure system longevity when planning the long-term use of a seeded native grass stand. Native species are slow to establish and do not compete well with other plants, such as undesired weeds and forage mixes. For this reason, native grass pastures can take up to four years to become fully established. Use known cultivars because they have been selected for better establishment and forage production characteristics. Species and cultivar selection, site preparation, seed quality, seed source, and seeding date must be considered to ensure the successful establishment of a native grass pasture. Planning is the key to achieving a successful stand. Before seeding, it is important to assess resources, including soil type, fertility, current and past cropping uses, and how these resources affect the establishment of new native pastures. Producers must understand the potential challenges (existing weed problems, seed bank, and potential cropland herbicide carry-over), necessary changes in the farming operation, available equipment, seed sources, the intended use of the seeded area, costs and returns anticipated, and suitability for wildlife habitat. This information contributes to the preparation for seeding.
The first step in knowing the potential yield for haying or grazing is understanding more about the soil. Soil texture can be identified by a lab test or by searching NRCS soil survey maps available through the NRCS Web Soil Survey (websoilsurvey.nrcs.usda.gov). Additionally, soil chemical properties need to be determined. Previous cropping history, particularly herbicide use, is necessary to prevent seedling damage from herbicide carryover. Seedling damage can result from long-residual herbicides, particularly those used for grass control. Short-residual herbicides are less likely to injure seedlings. Herbicides with rotation restrictions for corn or grain sorghum are an indication of potential seedling damage. Check labels for plant-back intervals and expected suppression. The species and cultivar selected should be adapted to the field’s soil. If several different soils occur in a field, splitting the field should be considered, and changes in seedbed preparation may be required.
A firm, weed-free seedbed is recommended. Seedbed preparation depends on climate, soils, and intended use. In most cases, clean-tilled seedbeds are preferred to establish pastures, especially where precipitation is greater than 32 inches on average annually. The seedbed is tilled as needed to destroy all weeds and leave a firm, friable seedbed. Weed control is a significant requirement for a successful stand. Using a cultipacker or similar equipment before and/or after seeding can greatly improve the stand of grass, especially during seasons of low rainfall. This approach stores soil moisture but requires precipitation after seeding to ensure a successful stand. As with all seeds, proper seeding depth is important to obtain adequate establishment of native grasses. Most seeds cannot emerge from deeper than 1/2 to 1 inch. Grass drills will handle the fluffy seed of most native grass species and ensure accurate placement, delivering the seed at a uniform rate.
Companies selling certified seed are required by law to inform buyers of seed quality. This allows buyers to determine the amount of seed to plant. Native grass seed quality is measured on a pure-live-seed (PLS) basis, which is calculated based on germination and purity. Seeding rates vary by soil, precipitation, and intended use of the seeding. For help selecting seeding rates and mixtures, consult the county Natural Resource Conservation Service Office, local K-State Research and Extension office, wildlife agencies, or seed dealers.
Recommended planting dates are based on research, but they may be adjusted for your region based on local knowledge. The optimum seeding date for warm-season grasses is about 2 weeks before the average last frost date and at least 6 weeks before hot, dry summer weather. If that is not possible, 1 month before to 3 weeks after the average last frost date may be an acceptable period for seeding. This allows the seedling 6 to 8 weeks to establish the permanent root system before hot, dry summer weather. We are in Zone 1 which translates to February 15th through May 1st time frame with the optimal dates of March 25th to April 10th in “typical” year.
Fertilizer maybe required when establishing a new stand of native grasses due to our higher precipitation in our area. Lime is suggested if the pH is below 6.0. Taking soil samples contributes to successful seeding. Consult NRCS or local K-State Research and Extension personnel for local needs. If soil test recommend fertilizer and it is applied it may stimulate weed competition during the establishment phase.
Although native grass is more difficult to establish, in the long run its valve outweighs the input cost. The area used to be all native grasses and that is the standard in which soil health is based on, and we as stewards of the land should consider looking at reestablishing natives grass when possible.
Lonnie Mengarelli is a K-State Research and Extension Agriculture agent assigned to Southwind District. He may be reached at [email protected] or 620-223-3720
The extremely cold temperatures observed in Kansas in mid-January 2025 have the potential to cause winterkill to the winter wheat crop. However, several factors determine whether winter wheat will survive the winter and this particular cold spell. The most important factors from the crop’s perspective include proper cold hardening and root system development, as well as the overall crop status in terms of damage from pests. From an environmental perspective, important factors include air temperature, consequent soil temperatures at the crown level, snow cover, and soil moisture content.
The condition of the 2025 Kansas wheat crop is variable depending on the region and the planting and emergence dates. Overall, some precipitation occurred in parts of the state in September, which was followed by a dry spell in late September and into October, followed by a wet late-October into November. This precipitation dynamics allowed growers to harvest summer crops on time and to move along on wheat planting, whose pace was very close to the historical average. However, the dry spell during October somewhat delayed the emergence of the crop that did not get planted after the early September rain events until late October. At this point, when precipitation occurred again across the state, the percent emerged increased and surpassed the historical average since most of the summer crops had been harvested and the wheat planted.
The good amount of late fall precipitation, coupled with above-average fall temperatures, were positive in allowing the crop to establish and tiller during the fall. In fact, some reports from growers in south central Kansas suggest that the early planted crop produced a large amount of biomass during the fall, perhaps being considered “too big”. The large number of tillers and consequent good root development may have allowed for good winterhardiness development, although excessive tillering can increase moisture consumption and worsen the crop’s potential to survive through the winter due to a dryer subsoil. Some fields planted after the harvest of a summer crop could be exceptions, perhaps emerging late and having much more limited development in the fall both in terms of tillers and root development, thus being more exposed to potential consequences of the cold temperatures. However, for the most part, the Kansas wheat crop was off to a good start in the 2025 growing season.
A well-developed crop with 3-5 tillers can handle air temperatures during the winter in the single digits fairly well. Over 60% of the Kansas wheat crop emerged by mid-October and likely fall in this category. However, soil temperatures in the single digits can cause significant damage and winterkill, especially to less developed crops, such as the fields that emerged after November (about 25% of the Kansas crop), which will be more sensitive to winterkill with higher temperature thresholds for damage.
During the current cold stretch that began on January 18 and lasted through the 21st, air temperatures have dropped as low as -15°F in lower valleys of the state. These temperatures were cold enough to cause leaf burn and, if soil temperatures reached these levels, could potentially cause winterkill. However, some areas of the state, central and northeast, were still snow-covered from the January 6th snowfall event. Despite the west remaining mostly snow-free, soil temperatures at the 2” depth never dropped below 20°F across the state. Soil temperatures at these levels are likely not cold enough to cause winterkill to a well winter-hardened wheat crop.
Two environmental factors that affect the crop’s response to cold temperatures due to their potential of buffering of low air temperatures are soil moisture content and snow cover. The relatively moist fall led to high percent saturation of soil water at the majority of the state (while 5- and 10-cm measures are mostly unavailable due to frozen soils, the 20- and 50-cm maps of the Kansas Mesonet Soil Moisture suggest that most stations are currently above 70-80% saturation, https://mesonet.k-state.edu/agriculture/soilmoist/#mtIndex=2). Wetter soils help in buffering changes in soil temperature as a function of the low air temperatures observed.
Regarding snow cover, most of Kansas’s wheat-growing region had good snow cover levels from January 6 until about January 14, and parts of central and north central Kansas had decent snow cover until January 21. The western portion of the state had only limited and shallow snow during the cold temperatures experienced on January 18-21. Where the crop had at least 2-3 inches of snow cover, this snow should have been sufficient to insulate the wheat crop from the coldest temperatures. However, the combination of extremely cold air temperatures and lack of snow coverage, particularly in western Kansas, could leave the crop exposed and result in some winterkill, particularly in terrace tops, late-planted fields, and other more exposed areas.
The biggest potential for winterkill is in fields that either emerged too early and had a very lush top growth, consequently drying the soil, or those fields that emerged very late and thus had limited tiller and root development. In particular, fields with very limited snow cover (less than 2-3 inches) in more exposed areas of the terrain (e.g., terrace tops) are more prone to winterkill.
We will not know the extent of winterkill in the state until temperatures start to warm up and the wheat starts to green up later in the spring, so there is nothing growers can do at the moment. This will likely occur in mid- to late-March, so at least another 50-60 days. As wheat green-up progresses later in the year, any winter injury will become more apparent. Injured wheat may initially green up, then go backward.
Lonnie Mengarelli is a K-State Research and Extension Agriculture agent assigned to Southwind District. He may be reached at [email protected] or 620-223-3720
K-State Research and Extension is an equal opportunity provider and employer.
Romulo Lollato, Extension Wheat and Forage Specialist [email protected]
If you haven’t participated in the K-State Garden Hour in the past, plan to start this year! The K-State Garden Hour began in the early days of the COVID-19 pandemic as a way for K-State Research and Extension horticulture experts to share research-based information to gardeners of all abilities and experience. Due to the overwhelming success, the K-State Garden Hour is gearing up for the fifth year!
The 2025 lineup has been announced and it is full of great topics and is hosted by K-State Research and Extension horticulture staff across the state. Sessions are held the first Wednesday of each month, online from 12 noon to 1 p.m. (CST), including a 45 minute presentation and 10-15 minutes for viewer questions.
The round of webinars in 2025, are based on the topics participants often request the most. A one-time registration gives viewers free access to all of the 2025 sessions, which include:
February 5 – Maximizing Water Efficiency Through Drip Irrigation
March 5 – Establishing a Native Prairie Stand at Home
April 2 – Methods to Increasing Vegetable Yield
May 7 – Heat Loving Perennials for Kansas
June 4 – Native & Ornamental Grasses of Kansas
July 2 – Cutting-Edge Efforts in Kansas Demo Gardens
August 6 – Innovations in Horticulture Research at Kansas State University
September 3 – Shrubs That Thrive in Kansas
October 1 – Keys to Successful Community Garden Spaces
Krista Harding is a K-State Research and Extension Horticulture agent assigned to Southwind District. She may be reached at [email protected] or 620-244-3826.
K-State Research and Extension is an equal opportunity provider and employer.
If you haven’t participated in the K-State Garden Hour in the past, plan to start this year! The K-State Garden Hour began in the early days of the COVID-19 pandemic as a way for K-State Research and Extension horticulture experts to share research-based information to gardeners of all abilities and experience. Due to the overwhelming success, the K-State Garden Hour is gearing up for the fifth year!
The 2025 lineup has been announced and it is full of great topics and is hosted by K-State Research and Extension horticulture staff across the state. Sessions are held the first Wednesday of each month, online from 12 noon to 1 p.m. (CST), including a 45 minute presentation and 10-15 minutes for viewer questions.
The round of webinars in 2025, are based on the topics participants often request the most. A one-time registration gives viewers free access to all of the 2025 sessions, which include:
February 5 – Maximizing Water Efficiency Through Drip Irrigation
March 5 – Establishing a Native Prairie Stand at Home
April 2 – Methods to Increasing Vegetable Yield
May 7 – Heat Loving Perennials for Kansas
June 4 – Native & Ornamental Grasses of Kansas
July 2 – Cutting-Edge Efforts in Kansas Demo Gardens
August 6 – Innovations in Horticulture Research at Kansas State University
September 3 – Shrubs That Thrive in Kansas
October 1 – Keys to Successful Community Garden Spaces
Krista Harding is a K-State Research and Extension Horticulture agent assigned to Southwind District. She may be reached at [email protected] or 620-244-3826.
K-State Research and Extension is an equal opportunity provider and employer.
Starlite FCE held their January meeting at the Presbyterian Village meeting room. President Glenda Miller called the meeting to order and led the members in reciting the Pledge of Allegiance and the Club Collect. Twelve members were in attendance and reported that they had volunteered twenty-four hours and had recycled 50 pounds.
Glenda Miller recognized the January birthday which were Deb Lust, Karen Peery and Terri Williams. She also read a Thank you letter from the Veterans Hospital thanking us for the 151 Christmas cards we had sent. The members had all brought Valentine card this month to send to the VA as well. Glenda also announced that Taylor Bailey had accepted a new job as Director of Marketing for FSCC.
The minutes of the previous meeting were read and approved. Doris Ericson presented the Treasurer’s report, she reported that the club had donated $191 to Preferred Living and had purchased wreaths for 2025 Wreaths across America to be placed on graves in the National Cemetery. Glenda presented the Citizenship moment with information on Martin Luther King and Facts about Kansas which will be celebrating its 164 birthday January 29th. It was also announced that Starlite had tied for 2nd place in the Christmas Tree decorating contest at Presbyterian Village.
Old business consisted of passing out the new program books that had been filled out and reporting that the State report was done and had been turned in.
New business for the club was deciding on what lessons to focus on for this year. The club selected the lessons of “Brain Food and Hospice” for their focus.
Doris Ericson moved that the meeting be adjourned, Deb Lust seconded the motion, meeting adjourned.
After the meeting Taylor Bailey presented the program on “Autism”, she informed us that Autism has a wide spectrum of symptoms and severity.
Refreshments of sherbert, cookies, donut holes, nuts, M&M and water were provided by Del Parks, Letha Johnson and Taylor Bailey and enjoyed by all.
Prepared by
Terri Williams
FCE Clubs are partners with Kansa State University Extension to strengthen individuals, families and communities through educational support, leadership development and community service.
Tara Soloman-Smith, Family and Wellness Agent, Sunflower District of Kansas State University’s Extension Office. Submitted photo.
The nation recently honored the life of former President Jimmy Carter. In February 2023, his choice to begin hospice care spotlighted this model of compassionate, high-quality support. He continued to receive this care for nearly two years.
Hospice focuses on comfort, not curing. It is a customized model of care that helps people with life limiting illnesses live with dignity. Hospice focuses on maintaining quality of life for the person, rather than aggressively treating the disease or illness.
Common myths of hospice care include the following:
MYTH:Hospice is only for the last weeks or days of one’s life.
Hospice can begin when a physician determines a person has approximately six months or less to live if the disease were to run its normal course. Pain management and comfort care give a person an improved quality of life and more comfortable days.
MYTH:Hospice means you have given up.
Receiving hospice care does not mean that you have given up hope. The focus of care is to provide a person with a better quality of life, be more comfortable, and feel more like themselves. Sometimes, people will go on and off hospice if their health improves, if they no longer qualify for services, or if they choose to pursue treatments.
MYTH:Hospice care hastens death.
People sometimes associate medication used for pain control, such as morphine, with a person’s death. Remember, the person on hospice is already entering the last stages of their life. In many instances, controlling pain and discomfort allows the person to live longer.
MYTH:Hospice care is just for the dying patient.
Hospice also provides caregiving assistance and grief counseling for family members and caregivers. Most providers offer these bereavement services up to 13 months after the patient’s death.
Hospice provides individuals the freedom to choose how they want to spend their remaining days. Engaging in family conversations about end-of-life decisions helps us recognize the value of hospice care, reflect on our own wishes, and communicate what matters most to us.
Information for today’s article came from K-State Research and Extension’s Fact Sheet: Understanding Hospice. For more information contact Tara Solomon-Smith, [email protected], or call 620-244-3826.
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Kansas State University Agricultural Experiment Station and Cooperative Extension Service
The past few years have been challenging, from a global pandemic to rising inflation rates. As a result, many people have had to put their financial goals on hold. But with 2025 upon us, now is the perfect time to prioritize your financial freedom. Setting clear financial goals is essential to successful budgeting and saving.
Recent surveys reveal that the top five financial resolutions for Americans this year are: paying off current debt, building a savings account, spend less, and make more money.
While most of these goals hit what a lot of us want to accomplish in 2025, it is important to make you’re your goals are Specific, Measurable, Achievable, Relevant, and Time-based.
Once you’ve set your goals, it’s time to roll up your sleeves and put in the work. Here are some actionable tips to help you stay on track toward financial freedom this year:
Write Your Goals Down
Research shows that writing down your goals increases your likelihood of success. Not only does it solidify your commitment, but sharing your goals with a trusted friend or accountability partner can provide extra motivation and encouragement. Having someone to check in with helps keep you focused and on track.
Stick to Your Timeline
If your goal is to save a certain amount for that Special fund, make sure to have a set date in mind for that goal. Break it down into manageable monthly steps. It’s easy to push back deadlines, but doing so could delay your progress. Staying firm on your timeline helps you maintain momentum and ensures that you stay on course.
Dream Big for the Future
While focusing on short-term goals is essential, don’t forget to think long-term. If paying off credit card debt is one of your objectives for 2025, consider the benefits of achieving that goal. Picture what your monthly budget will look like once your debt is cleared—perhaps you can finally take that dream vacation or buy that newer car you have had your eye on. Achieving short-term financial milestones will set you up for long-term success and peace of mind.
Wishing you a prosperous and financially secure New Year!
For more information, contact Amanda Clasen, Southwind Extension District- Community Vitality Agent at [email protected] or by calling 62-244-3826.
This time of year, typically it is pretty slow in the ag industry. The two main activities are livestock care and equipment maintenance. These everyday runs of the mill things that seem like just another day in the life of farmers and ranchers can be dangerous at times. As your Extension Agricultural Agent, I feel that we all need to be reminded every now and then to please be careful as you tend to your livestock and as you work on your equipment.
According to the 2022 census the average age of Kansas farmers is now 58.2 years of age. This means that slips, trips, and falls become a main concern for producers. I know this warm dry weather helps but at some point, this winter we could see some moisture and freezing temperatures that will increase the likelihood of falling while tending to your livestock. Examples include but not limited to are:
Slipping in the mud or on ice
Slipping on the steps getting in and out of the truck or tractor
Tripping over frozen clods of dirt
Losing your balance when carrying buckets of feed
Getting knocked down by livestock trying to get to the feed source
One reason the probability increases is due to freezing temperatures we tend to layer up to stay warm which is necessary when working in winter conditions. The problem with this is the more layers and heavier the clothing you have on the more it will decrease your range of motion and restrict your ability to maintain your balance.
Working in the shop on equipment requires producers and employees to be more proactive when it comes to safety. A wise investment for anyone working in a shop is the proper Personal Protective Equipment (PPE). We all know how expensive hospital visits can be. Spending a couple hundred dollars on PPE is less expensive than a trip to the emergency room. PPE items I strongly encourage producers to wear when working in the shop are:
Safety glasses
Leather gloves
Long sleeve shirts
Jeans
Solid toe boots with slip resistant soles
Ear plugs that do not need to be smashed or earmuffs
Along with proper PPE a clean shop is a safe shop. Pick up slip and trip hazards such as spills, extension cords and hoses when not in use, and put tools away when finished. Keep all hot work like welding and cutting away from flammable materials (oil, fuel, cleaners, etc.). OSHA standard is a minimum of 50ft and in a flammable storage cabinet. You also need to check to make sure all electrical equipment is properly grounded and all cords are free from any rips and tears that may expose the wires and all an operator to get shocked or electrocuted.
As the 2024 calendar year ends, I hope everyone had a wonderful Christmas this year. Coming up after the first of the year, K-State Research and Extension will be very active in putting on several programs throughout the southeast area. In January, I will be hosting a 4-day coffee shop discussion in 4 different locations across the Southwind District that will be producer led. It is called Growers’ Grind. I would love to sit down and visit with you all and answer any questions you may have. Feel free to reach out for more information.
On a final note, we in the ag industry know how precious life can be. One second everything is good, and the next tragedy can strike. Do your part to stay safe out there.
Lonnie Mengarelli is a K-State Research and Extension Agriculture agent assigned to Southwind District. He may be reached at [email protected] or 620-223-3720
K-State Research and Extension is an equal opportunity provider and employer.
Tara Soloman-Smith, Family and Wellness Agent, Sunflower District of Kansas State University’s Extension Office. Submitted photo.
Beware of a silent threat in your home: radon. This colorless, odorless, and tasteless gas naturally lurks in the soil. The silver lining? Take action this winter, especially during Radon Action Month in January, to safeguard your home and loved ones.
Here are the facts on radon:
Radon and lung cancer
Radon induced lunch cancer is the number one cause of death in homes and is the second leading cause of lung cancer. One in four Kansas homes have high levels of radon.
Radon in Kansas
Radon seeps into your home through the ground, exploiting cracks and openings in the foundation. According to the Kansas Department of Health and Environment, the average indoor radon level statewide stands at 5.4 picocuries of radon per liter (pCi/L), surpassing the EPA threshold of 4.0.
How do I know the level of radon in my home?
Testing is the only reliable way to determine the radon levels in a home. Test kits can be obtained from your Southwind Extension District office for a reduced fee, which includes a lab analysis and return postage.
My home has elevated radon levels, now what?
The most common technique to reduce levels is called Active Soil Depressurization. An ASD mitigation system is a permanently-installed pipe-and-fan system that places a direct constant vacuum on the soil beneath the home’s foundation, so the amount of radon that can penetrate into the living space is reduced.
More information about radon, testing, and mitigation is available at www.kansasradonprogram.org or by calling the Kansas Radon Hotline at 1-800-693-5343. To purchase a test kit locally, contact Tara Solomon-Smith, [email protected], or call 620-244-3826.
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Kansas State University Agricultural Experiment Station and Cooperative Extension Service
(Left to Right) – Stacy Dickerhoof, SEKAAA; Diedre Reed, SEKAAA; Tara Solomon-Smith, Southwind District; Kathy Brennon, SEKAAA; Krista Harding, Southwind District Submitted photo.
The Southwind Extension District is proud to recognize Southeast Kansas Area Agency on Aging (SEKAAA) for their outstanding support of the mission of K-State Research & Extension. SEKAAA has partnered with Southwind Extension District to implement evidence-based health programs that increase independence, balance, and state of mind. These organizations also work together to assist Medicare beneficiaries in navigating their health insurance decisions. The K-State Research and Extension Appreciation Award was authorized by Extension administrative staff in 1977. Its purpose is to honor a person, business or organization who has made outstanding contributions to extension programs in a county or district. The Southwind District Extension board and agents want to express their sincere gratitude to Southeast Kansas Area Agency on Aging for their support and look forward to partnerships yet to come.
According to a study by the Federal Trade Commission, one in five people have an error on at least one of their credit reports. The Fair Credit Reporting Act mandates that the three major credit reporting agencies provide consumers with a free copy of their credit report once a year. Despite this, the most recent data reveals that only one in three Kansans review their credit reports annually, with the state ranking among the lowest in the nation for regular credit report checks.
Credit plays a crucial role in managing our financial lives. It is used to achieve both long-term goals, such as financing higher education and purchasing a home, as well as shorter-term objectives. A credit report outlines an individual’s credit history, and lenders, creditors, landlords, and utility companies rely on this information to make decisions regarding loans, credit limits, interest rates, security deposits, and even employment opportunities. Employers may also review credit reports when determining access to company credit cards for business expenses.
Regularly checking your credit report is an essential step in protecting against identity theft and ensuring your credit history remains accurate. Experts recommend that consumers check their credit reports at least once a year to stay informed.
K-State Research and Extension offers a free email program, Check Your Credit, designed to help you stay on top of your credit report. The program sends reminders three times a year—on February 2, June 6, and October 10—to encourage you to check your credit report. Participants will also receive periodic emails with valuable information on how to interpret their credit reports, correct errors, and leverage credit information to their advantage. Additionally, the program provides a tool to help you track the dates and credit bureaus you have reviewed.
Participation is free and registration is simple. Take a proactive step toward securing your financial future by signing up for K-State Research and Extension’s Check Your Credit program today. To register for this program, visit https://bit.ly/SouthwindCYC25. For more information Community Vitality Agent Amanda Clasen at any Southwind District office or [email protected]. We are here to support you as you work toward achieving financial well-being.