Category Archives: Housing

Another Historic Downtown Building Gets Some Attention

Workers from Mid-Continental Restoration Company work on the front of the building at 20 N. Scott. New awnings, siding, and paint are improvements being added to the building.

The Fort Scott downtown area is seeing new life.

Already approximately one dozen buildings have been purchased by new buyers and are being or have been renovated in the last few years.

Judy and Jerry Witt, who sold their suburban home and moved downtown to an apartment at 9 Main Street, have also purchased a  building in the back of their living space, located at 20 N. Scott Avenue.

The purchased building has 1,812 square feet on each floor and was built in 1880 as a harness shop, Jerry said.

“Harnesses were put on horses to pull wagons,” he said.

“It’s the small building north of the Courtland Hotel,” Judy Witt said. “It was formerly owned by Jim Shoemaker and before that, it was a coffee shop.”

“I wanted to preserve it,” Jerry Witt said. “I wanted to see renovations on Scott Avenue.”

“It was basically in good shape,” Jerry said. “We finished the downstairs area; redid the bathroom and put new cabinets in.”

“The upstairs has a commercial kitchen,” he said.  “Three sinks, a double oven, and a range.”

“We hope to have an area for a small business on the lower level,” Judy said. “And an apartment upstairs.”

“The idea is someone could start a business downstairs and live upstairs,” he said.

“I’d like to see something like an ice cream shop or popcorn,” he said. “To serve the visitors to the fort (Fort Scott National Historic Site).”

The building will be for rent, when the reno is completed, which should be the end of the year, he said.

Jerry and Judy moved downtown last year.

“We have a front door on Main Street and a back one on Old Fort Boulevard,” he said. “I talk to a lot of visitors to the fort and find out where they are from.”

Old Fort Boulevard is directly in front of the national historic site.

Jerry said he is enjoying living downtown.

Jerry and Judy Witt hand out Halloween candy in front of their apartment on Main Street on October 30. Taken from the Fort Scott Chamber of Commerce Facebook page.

“We are part of everything going on,” he said. “And it’s close to restaurants. There is always something happening. It’s beautiful and peaceful at night.”

“I have my rental office in the front room of my condo,” he said. “It’s the only one-story building on Main Street.”

The Witts own three businesses on North Main Street that currently house Audette Davis’s beauty shop,  Mary Eastwood’s upholstery shop, and Stacy Gooderl’s healthy living store, he said.

This week Mid-Continental  Restoration Co. of Fort Scott was working on the front side of the building at 20 North Scott Avenue.

“They are doing siding, awnings, painting, and bringing the brick back to life,” Judy said.

20 North Scott Avenue. Nov. 16, 2021.

New Employee Profile: Josh Hays

Josh Hays. Submitted photo.

Josh Hays, 40, recently began a new chapter in his life: a realtor at Stewart Realty Co., 1707 S. National Avenue.

The broker of the company, Diann Tucker, has encouraged Hays to join her for years, Hays said.

“One of her boys is my best friend,” he said. “She wanted me to do it for a long time.”

He is currently a farrier as well.

“I’m still shoeing horses,” Hays said. “I’m a journeyman farrier.”

A farrier is a  craftsman who trims and shoes horses’ hooves.
Hays said the farrier career has limitations.
“The physical aches,” he said. “I’m tired of crawling under a horse and shoeing horses.”
“Real estate is one of those things you can work into,”  he said. “I still have flexibility. It’s a good career path to transition into.”
Hays has already listed his first property with Stewart Realty Co.
The property is at 1780 Indian Road, Fort Scott, KS 66701.  The link is:
Fort more information, call or send him a text (620) 215-5621
Stewart Realty Co., 1707 S. National Avenue. The photo is from its Facebook page.
In addition to horses, his family has a cow-calf operation south of Fort Scott.
Hays and his wife, April, have two daughters, Isabel, 11 years old, and Dally, 4.
They like to attend rodeos together and Josh is a roper.
“I like roping when I can, I enjoy it,” he said.
Hays is a 1999 graduate of Fort Scott High School, a 2004 graduate of Pittsburg State University with a major in history, and graduated from farrier school in 2010.

Kansas State Housing Needs Assessment: Your Feedback Is Needed

State officials are seeking feedback from Kansans to help guide future housing development efforts. The initiative, part of the state’s first comprehensive housing needs assessment in nearly 30 years, aims to review current housing opportunities, identify strategic goals, and develop recommendations to guide future housing development.
We’ve wrapped up our statewide listening tour, and now it’s time to share your feedback in our statewide survey. Hurry! Our survey closes Wednesday, June 30.

Kansas Housing Needs Assessment: Feedback Needed

State officials are seeking feedback from Kansans to help guide future housing development efforts. The initiative, part of the state’s first comprehensive housing needs assessment in nearly 30 years, aims to review current housing opportunities, identify strategic goals, and develop recommendations to guide future housing development.
We’ve wrapped up our statewide listening tour–now it’s time to share your feedback in our statewide survey.
All respondents who provide their email address will be entered in a drawing for a $100 VISA gift card!
In case you missed it: Ryan Vincent, KHRC’s Executive Director, shared how every Kansan can help solve the state’s housing crisis in the Kansas Reflector.
Ready to learn more? Visit the Kansas Statewide Housing Needs Assessment webpage.
Questions? Contact [email protected].

Home Ownership Month

WASHINGTON, June 1, 2021 – Today, Agriculture Secretary Tom Vilsack kicked off National Homeownership Month, as part of a nationwide celebration to highlight U.S. Department of Agriculture (USDA) efforts to provide access to affordable housing for rural Americans.

Safe, energy-efficient, affordable housing is essential to the vitality of communities in rural America,” said Secretary Vilsack. “The American Rescue Plan is providing critical relief to rural homeowners and helping to keep more Americans in their homes. USDA is committed to using our resources to help support healthy, resilient and more equitable communities through homeownership.”

Since 1949, USDA has helped 4.7 million families and individuals buy homes in rural areas. USDA Rural Development supports rural homeownership through the following programs:

  • The Single Family Housing Direct Home Loan Program provides loans directly to families and individuals so they can buy or build homes in rural America. In its lifetime, this program has helped 2.2 million families and individuals purchase a home.
  • Through its Single Family Housing Guaranteed Loan Program, USDA has partnered with more than 4,000 private lending institutions, backing their loans to help nearly 2 million families and individuals buy homes in rural areas since the program was created in 1991.
  • The Home Repair Loan and Grant Program provides loans and grants to help families and individuals repair and modernize homes, making them safer, healthier places to live. Since it started in 1950, the program has helped nearly 434,000 families improve the quality of their homes.
  • The Mutual Self-Help Housing Grant Program provides grants to qualified organizations to help them carry out local self-help housing construction projects. Through this program, USDA has worked with nearly 230 organizations to provide a unique opportunity for families and individuals to lower the overall purchase price of a new home by investing “sweat equity” into its construction.   

To learn more about USDA homeownership programs, please visit the Single Family Housing program webpage or contact a Rural Development State Office near you.

Under the Biden-Harris Administration, Rural Development provides loans and grants to help expand economic opportunities, create jobs and improve the quality of life for millions of Americans in rural areas. This assistance supports infrastructure improvements; business development; housing; community facilities such as schools, public safety and health care; and high-speed internet access in rural, Tribal and high-poverty areas. For more information, visit www.rd.usda.gov. If you’d like to subscribe to USDA Rural Development updates, visit our GovDelivery subscriber page

USDA touches the lives of all Americans each day in so many positive ways. In the Biden-Harris Administration, USDA is transforming America’s food system with a greater focus on more resilient local and regional food production, fairer markets for all producers, ensuring access to safe, healthy and nutritious food in all communities, building new markets and streams of income for farmers and producers using climate smart food and forestry practices, making historic investments in infrastructure and clean energy capabilities in rural America, and committing to equity across the Department by removing systemic barriers and building a workforce more representative of America. To learn more, visit www.usda.gov.  

###

USDA is an equal opportunity provider, employer, and lender.

BEDCO Projects: Eco Devo Director, Meat Plant, Arena, Housing

Greg Motley. President of the Bourbon County Economic Development Council. Submitted photo.

Bourbon County Economic Development Council is working to find a full-time economic development director, facilitate the starting of the new meat process plant, facilitate a new multi-purpose arena, and expanding housing in the area, according to Greg Motley, president.

 

Eco Devo

BEDCO began a search for an economic development director a few months ago and had one narrowed down, but that person has declined the position, Greg Motley, president of BEDCO said.

 

“The process was restarted,” Motley said.  “In the meantime, I will be acting director.”

“We will continue interviews until the position is filled,”he said.

 

“Since 1992, BEDCO has been at the center of Economic Development in Bourbon County, and under the guidance of a reconstituted board that represents the whole county, we are stronger than ever,” Motley said in a press release.

 

Economic development services provided by BEDCO are primarily matching resources to the economic needs of county entities and businesses, he said.

 

Motley gave some details of three other projects on the horizon.

 

Meat Processing Plant

The proposed entry to the micro meat processing plant south of the KDOT building on Hwy. 69, just off Hickory Road. The road will be extended to the south for access to the plant.
The KDOT building located on Hwy. 69.

 

“Since the Micro-meat processing plant was approved, we are moving forward with facilitating the land/lots swap between KW Cattle, Billy Madison and BEDCO,” he said.

The 7 acres owned by BEDCO is being traded with WK Cattle company for the site on Hwy. 69, south of the KDOT building. The parcel of land is at the corner of Jayhawk Road and Liberty Bell Road in Fort Scott Industrial Park.

“KW Cattle is swapping 46 acres south of the (KDOT )State Highway facility on the east side of 69 Highway for two industrial park tracts,” Motley said.  “One is about seven acres, the other is about 18 acres, currently owned by BEDCO.  They are located on either side of the Christian Learning Center.  The new micro-meat processing facility will pay BEDCO some cash considerations, approximately equal to BEDCO’s expenses in the transaction.”

KW Cattle is doing a trade with BEDCO that is advantageous to the community, Motley said.

“They are trading 46 acres, a nice piece of flat ground, for less valuable property of rough ground of 25 acres,” he said. “They wanted to help Fort Scott and Bourbon County. In addition, they can expand the property they own, Christian Learning Center, in the future.”

“BEDCO will take possession (of the land parcel), then sell to the meat processing plant,” he said. “It should be finalized this month.”

Pictured is the other business adjacent to Christian Learning Center, Reprologix, located at 3200 Liberty Bell Road in Fort Scott’s Industrial Park. Behind the sign, to the south of the parking lot, is the land that will be traded. These 18 acres currently owned by BEDCO are being traded by WK Cattle company for land on Hwy. 69.

Multipurpose Arena

 

“We are also working with local investors on a potential STAR Bonds project for Bourbon County,” he said.  “Some Bourbon County citizens are proposing the issuance of Star Bonds to partially finance a new multipurpose arena in Bourbon County, along with improvements to the downtown central business district.”

“Sales Tax and Revenue (STAR) Bonds are a financing tool that allows Kansas municipalities to issue bonds to finance the development of major commercial, entertainment and tourism projects,” according to https://www.kansascommerce.gov/program/community-programs/star-bonds/

“The bonds are paid off through the sales tax revenue generated by the development.”

“The intent is to increase regional and national visitation to Kansas.”

“The bonds would cover about 50% of the project, and private investment, along with bank financing would cover the balance, he said. ” The Star Bonds would be repaid by the increase in sales tax collections in a Star Bond District, whose boundaries are yet to be determined.”

“Atchison, KS, a similar-sized community to Fort Scott and Bourbon County, issued $2.3 million in Star Bonds in 2019 to build a museum,” he said.  “Attached is a chart of all Star Bonds approved by the State of Kansas.  Preliminary estimates of the size of the Bourbon County project range from $3 million to $6 million.”

City 2019 Pop. Project Start Date Orig. Amt (000) 2019 Out. (000) Dist. Sales Tax (000) 2019 CO. Pop 10-yr Pop. Trend 2019 CO. Sales Tax (000) 2018-19 % increase 2019 Sales Tax Per Capita 2019 Pull Fact.
Atchison- AT 10,476 Aviation Museum May-18 $2,370 $2,190 $210 16,073 -5.03% $12,939 6.30% 819 0.70
Derby- SG 24,943 Dino/Sports Zone Mar-17 $20,465 $13,230 $5,701 516,042 3.55% $628,714 4.50% 1,234 1.14
Dodge City- FO 27,104 Power Center Dec-15 $28,481 $26,395 $1,512 33,619 -0.68% $37,999 5.10% 1,086 0.99
Garden City- FY 26,408 Mixed Use Mar-19 $29,540 $29,540 $2,117 36,467 -0.84% $58,841 10.40% 1,507 1.41
Kansas City- WY 152,960 Youth Soccer Aug-15 $65,138 $83,138 $1,293 165,429 5.03% $192,921 4.50% 1,119 0.96
Kansas City- WY 152,960 Mercy Park (SKC) May-10 $150,289 $0 n/a 165,429 5.03% $192,921 4.50% 1,119 0.96
Kansas City- WY 152,960 Kansas Speedway Jan-99 $24,300 $16,835 $1,326 165,429 5.03% $192,921 4.50% 1,119 0.96
Kansas City- WY 152,960 Schlitterbahn Oct-13 $85,200 $65,755 $6,514 165,429 5.03% $192,921 4.50% 1,119 0.96
Manhattan- RL 54,604 Flint Hills Discovery Dec-09 $50,000 $10,905 $5,586 74,232 4.38% $61,112 -0.20% 814 0.76
Overland Park- JO 195,494 Prairiefire Dec-12 $64,990 $64,860 $3,059 602,401 10.70% $917,056 2.50% 1,485 1.28
Overland Park- JO 195,494 BluHawk Mixed Use n/a n/a n/a n/a 602,401 10.70% $917,056 2.50% 1,485 1.28
Salina- SA 46,550 Fieldhouse Dec-18 $18,250 $18,250 $862 54,224 -2.49% $77,717 3.50% 1,380 1.31
Topeka- SH 125,310 Heartland Park Apr-07 $10,405 $5,025 $334 176,875 -0.60% $211,893 1.00% 1,178 1.06
Wichita- SG 389,938 River District Jul-15 $46,980 $42,140 $2,097 516,042 3.55% $628,714 4.50% 1,234 1.14
Wichita- SG 389,938 Greenwich Dec-13 $107,631 $59,290 $8,251 516,042 3.55% $628,714 4.50% 1,234 1.14
Fort Scott- BB 7,697 Arena Jan-22 n/a n/a n/a 14,534 -4.21% $11,778 -2.20% 795 0.70

“Bottom line, we are looking at what has been successful elsewhere,” Motley said.

Housing

“We are examining possibilities to expand housing in Bourbon County,”  Motley said. “BEDCO is in the research and discussions phase.  Common sense would dictate that we first examine where the market is hot and see what can be done about enhancing the market in those areas.”

 

“Many jurisdictions in Kansas have a property improvement tax rebate of some sort, that rebate the increase in taxes property experiences, because of a new build or significant addition,” he said.  “Many are reluctant to improve their property because of inherent tax increases…a program like this would rebate the first five years of the increase.”

 

Motley can be contacted at 620-215-6411.

 

 

 

GNAT City Clean-Up: Curbside Limb Pick Up Starts Today

At the Good Neighbor Action Team kick-off meeting on March 18, there was lots of energy and ideas, according to Craig Campbell who is spearheading the helping group.

Following are the notes from Campbell about the meeting.

“We have started a curbside limb pick up. 

“Starts today (March 19) and will go until no longer needed. 

“We would appreciate assistance when loading at the property, if able, and a donation to the GNAT in care of the city.

“They would text 620-224-0167 to schedule the service.

 

“We lead off the meeting with a talk by (Bourbon County Appraiser) Clint Anderson.  It is a common misconception that maintaining your home such as paint, window repair, siding repair, will increase the valuation and thus increase taxes. 

 

“We had similar concerns during the East Wall Street Blitz in May 2015. 

 

“At that time, we had Judy Wallis, county appraiser, attend a meeting with residents to go over the specifics of the effects of repairs on property valuations. 

 

“If painting were to take a house on the appraiser list from sub standard to standard, that would raise the valuation slightly.  To offset that, the homeowner can apply for a Neighborhood Revitalization Program waiver of 95% of the increase for 5 to 15 years depending on the type of property. 

 

This program is available for repairs, renovations, or new construction at any time.

 

“Next, new (Fort Scott) city manager Jeremy Frazier spoke about his experience with a similar group to GNAT called Cushing Pride.  They had monthly work days to pick up trash, paint, and other things.

 

“Bailey Lyons is organizing a downtown clean up for April 16th at 3 p.m. 

 

“It was thought that we would use that time coupled with Earth Day on the 22nd to have a GNAT clean up day on Saturday the 17th from 8-11 a.m.

 

“The location of the effort will be determined in the next couple of days. 

 

“We are most likely going to have a standing day of projects going forward. 

 

“The team liked the idea of every 3rd Saturday from 8-11 a.m. 

“We would start with a few minutes of donuts and coffee, conversation, then work. We will still assist citizens with individual projects.

 

“We are exploring having a t-shirt for volunteers and may seek corporate sponsorship to preserve the GNAT funds.

 

“We are creating a team of volunteers that will assist citizens to fill out forms from the USDA 504 Repair program. 

“Many times people contact us to volunteer but the physical work is not possible. 

 

“Helping people complete government forms and assist in the follow up is a great what for them to help. 

 

“These forms allow homeowners to apply for grants and/or low interest loans up to $15,000.  These grants or loans can be used to repair heating or cooling units, roofs, winterize windows and doors, painting, to name just a few. 

 

“We have set a goal of bringing into Bourbon County $200,000 in 2021.”

GNAT Setting Up To Help Neighbors With Outside Projects

A Good Neighbor Action Team past project, before volunteers, worked on painting the house. From the Good Neighbor Action Team Facebook page.
After the GNAT volunteers painted the house. From the GNAT Facebook page.
Good Neighbor Action Team is gathering resources and also looking forward to helping people with projects in the community of Fort Scott.
 If a person is interested in serving on the committee, organizing a group of friends, co-workers, a civic club, relatives, or your neighborhood, contact Craig Campbell on the Good Neighbor Action Team Facebook page.
The first organizational meeting of the  2021 GNAT season is at 4 p.m. on March 18 at  Fort Scott City Hall.

“Clint Anderson, the Bourbon County Appraiser, will speak on the topic of GNAT projects and the impact on assessed valuations of the property,” Campbell said. “AndJeremy Frazier, Fort Scott City Manager, will speak on his experience with a similar organization in Cushing, OK.”

 

“I am willing to meet with citizens in small groups if unable to attend the first meeting on the 18th,” Campbell said.

Interested people are encouraged to attend the meeting.
Ideas will be discussed for this year’s projects.
 

For over a decade the Good Neighbor Action Team has been helping Fort Scottians with painting, helping rid yards of debris, building handicap ramps, and other needed projects.

 

The team provides help for those who are not able to do the job themselves.

 

 

GNAT has tried to handle the project workloads using the model of Habitat For Humanity, Campbell said.

 

Work project recipients are asked to provide family and friends to assist GNAT workers.

 

For example, if GNAT provides five people, the recipient will need to bring five people to help with the project, he said in the prior feature.

 

In addition,  proof of income is required with one of the following: income tax return, pay stubs from the last two paychecks, a Vision card or Healthwave card.

 

Logo from the Good Neighbor Action Team Facebook page.

 

 

Statewide Rental Assistance Announced

Governor Kelly Announces $200 Million In Statewide Rental Assistance

~ Funding provides housing support to prevent evictions and homelessness ~

TOPEKA – Today, Governor Kelly and the Kansas Housing Resources Corporation announced $200 million in statewide rental assistance. The initiative, funded through the Coronavirus Response and Relief Supplemental Appropriations Act of 2021, provides the state of Kansas with $200 million to support housing stability and prevent evictions and homelessness.

“COVID-19 has created unprecedented challenges for Kansans, and it is more important than ever to keep our families safe in their homes,” said Governor Laura Kelly. “The $200 million funding for rental assistance will go a long way to prevent evictions and homelessness, and ensure Kansans can stay sheltered and secure while we continue to fight this virus.”

Kansans struggling to cover rent and utility payments due to COVID may qualify for up to 12 months of emergency assistance thanks to new federal relief. Kansas Housing Resources Corporation (KHRC) and the City of Wichita will administer the funds.

“Home has never been more important,” said Ryan Vincent, KHRC Executive Director. “Home has always been a place of shelter, but in the midst of the pandemic it’s also become our virtual workplace, classroom, and gathering space. Rental assistance protects Kansans’ access to home when they need it most.”

Tenants may qualify for assistance if they earn no more than 80 percent of their area’s median income, are experiencing documented financial hardship as a result of the COVID pandemic and may be at risk of housing instability or homelessness without assistance.

“In unprecedented times of hardship, it’s imperative that we step up to provide security to those in need,” said Sally Stang, Director of Housing and Community Services for the City of Wichita. “Everyone needs a little help now and then, and we want to ensure that families and individuals who need help to stay in their homes receive it.”

Wichita residents may apply through the Wichita Emergency Rental Assistance Program (WERAP) administered by the city’s Housing and Community Services division. The city’s online application will open on Monday, February 22, 2021.

Kansans living outside the Wichita city limits may apply through the Kansas Emergency Rental Assistance (KERA) program administered by KHRC. The online KERA application will open on Monday, March 15, 2021.

The KERA and WERAP programs follow the 2020 Kansas Eviction Prevention Program (KEPP), a $20 million assistance initiative administered by KHRC with federal CARES Act funding. In the roughly 60 days that the program was in statewide operation, KHRC received 10,138 applications for more than $25 million requested in assistance, representing 27,200 Kansans financially impacted by COVID.

About the Kansas Housing Resources Corporation (KHRC)

The Kansas Housing Resources Corporation (KHRC) is a public corporation committed to helping Kansans access the safe, affordable housing they need and the dignity they deserve. KHRC serves as the state’s housing finance agency (HFA), administering housing and community programs to serve Kansans. This project is being supported, in whole or in part, by federal award number ERA0032 awarded to Kansas Housing Resources Corporation by the U.S. Department of the Treasury.

Rural Foreclosure/Mortgage Help

Biden Administration Announces Another Foreclosure Moratorium and Mortgage Forbearance Deadline Extension That Will Bring Relief to Rural Residents

USDA Extends Evictions and Foreclosure Moratorium to June 30, 2021 and Provides Additional Guidance for Servicing Loans Impacted by COVID-19

WASHINGTON, Feb. 16, 2021—The U.S. Department of Agriculture announced an extension of eviction and foreclosure moratoriums on USDA Single Family Housing Direct and Guaranteed loans through June 30, 2021.

The actions announced today will bring relief to residents in rural America who have housing loans through USDA.

“USDA recognizes that the COVID-19 pandemic has triggered an almost unprecedented housing affordability crisis in the United States. That’s why USDA is taking this important action today to extend relief to the hundreds-of-thousands of individuals and families holding USDA Single Family Housing loans,” USDA Deputy Under Secretary for Rural Development Justin Maxson said. “While today’s actions are an important step for them, we need to do more. The Biden Administration is working closely with Congress to pass the American Rescue Plan to take more robust and aggressive actions to bring additional relief to American families and individuals impacted by the pandemic.”

A recent Census Bureau survey showed that 8.2 million homeowners are currently behind on mortgage payments, and of that 8.2 million, 3 million homeowners behind on payments were Black or Hispanic.

This effort underscores a commitment by USDA to bring relief and assistance to farmers, families and communities across the country who are in financial distress due to the coronavirus pandemic

. In January, USDA took action to bring relief to more than 12,000 distressed borrowers of USDA farm loans by temporarily suspending past-due debt collections, foreclosures, non-judicial foreclosures, debt offsets or wage garnishments, and more. Learn more here.

Visit www.rd.usda.gov/coronavirus for additional information on USDA’s Rural Development COVID-19 relief efforts, application deadline extensions and more.

USDA Rural Development will keep our customers, partners and stakeholders continuously updated as additional actions are taken to bring relief and development to rural America.

Homeowners and renters can also visit www.consumerfinance.gov/housing for up-to-date information on their relief options, protections, and key deadlines from USDA, the Department of Housing and Urban Development, the Department of Veterans Affairs, the Federal Housing Finance Agency, and the Consumer Financial Protection Bureau.

BACKGROUND:
Foreclosure Moratorium Extension

The actions announced today make it possible for the foreclosure and eviction moratorium announced by USDA, Single Family Housing Direct Loan Program (SFHDLP) and the Single
Family Housing Guaranteed Loan Program (SFHGLP) on Jan. 20, 2021, to be extended until June 30, 2021. The moratorium does not apply in cases where USDA or the servicing lender has
documented the property is vacant or abandoned.

Forbearance Options
Lenders may continue to provide impacted borrowers relief by offering forbearance of the borrower guaranteed loan payment for up to 180 days.

In addition, the initial forbearance period
may be extended up to an additional 180 days at the borrower’s request. Lenders may approve the initial 180-day COVID-19 forbearance no later than June 30, 2021

.SFHGLP borrowers that received a COVID-19 forbearance prior to June 30, 2020, may be granted up to two additional
three-month payment forbearances. Lenders should outline potential solutions that may be available at the end of the forbearance period and explain to borrowers that a lump sum payment of the arrearage will not be required.

During the forbearance options outlined above, no accrual of fees, penalties or interest should be charged to the borrower beyond the amounts calculated as if the borrower had made all
contractual payments in a timely fashion.

Post Forbearance Options
Upon completion of the forbearance, the lender shall work with the borrower to determine if they can resume making regular payments and, if so, either offer an affordable repayment plan or term extension to defer any missed payments to the end of the loan.

If the borrower is unable to resume making regular payments, the lender should evaluate the borrower for special relief measures, which include Term Extensions, Capitalization and Term Extensions, and a Mortgage

Recovery Advance.
Questions regarding program policy and this announcement may be directed to the National Office Division at [email protected] or (202) 720-1452.
USDA Rural Development provides loans and grants to help expand economic opportunities and create jobs in rural areas. This assistance supports infrastructure improvements; business
development; housing; community facilities such as schools, public safety and health care; and high-speed internet access in rural areas. For more information, visit www.rd.usda.gov.

Union Lofts: Rent In February Get 2 Months Free

February Rent Promo
Announced by the new Union Lofts
Downtown Fort Scott!
2 months FREE rent if leased signed in February!
Union Lofts feature both market rate
& income based apartments.
The units currently available are income based.
Market rate units are full at this time.
See link below for income guidelines.
[Spacious Kitchen]
[Community Lobby Seating]
AMENITIES
  • BBQ Grill
  • Beautiful Courtyard
  • Fitness Center
  • Community Area
  • Laundry Area
If you have any questions or would like to schedule a viewing, call or email Rachel Wheeler…
Rachel Wheeler
Property Manager
a. 8 E. 1st Street, Ft. Scott, KS 66701
p. 620-223-1718  f. 620-223-1482

Union Loft Tours Feb. 5

The City of Fort Scott announces another significant downtown rehabilitation has been completed.  Fort Scott received back-to-back multi-million-dollar investments from Flint Hills Holdings which speaks to the character of our community and those who have represented us.

 

Elected officials, business owners, and community enthusiasts who supported the renovation are invited to tour the Union Lofts.

 

Tours will be on Friday, February 5th offered from 12pm to 2pm.