The Kansas Homeowner Assistance Fund (KHAF), a federally funded, temporary emergency program to support homeowners experiencing hardship during the COVID pandemic, has dispersed nearly all program funds and will close soon. KHAF was established with American Rescue Plan Act (ARPA) funds to help qualifying Kansas homeowners get current on their mortgage payments and avoid foreclosure. Since the program launched in April 2022, KHAF has provided $42,599,772 to 3,797 households.

The KHAF program is now in the Hold Phase, the second of three closure phases. On January 30, 2023, households were encouraged to apply for assistance as soon as possible. The program has now received enough applications to exhaust all current funds, ending Final Funding phase. Applications submitted during Final Funding Phase will still be reviewed and processed, subject to available funding.

The closure process will follow three phases. Here’s what this means for Kansas homeowners in need of assistance:

1. Final Funding Phase: On Jan. 30, 2023, homeowners seeking KHAF support were encouraged to apply to be considered for final funding.

2. Hold Phase: The program has received enough applications to fully expend all KHAF funds. Applications submitted during Hold Phase will be placed on hold and will not be reviewed or processed unless sufficient program funds are available.

3. Closure Phase: When all program funds are exhausted the program will close and will stop accepting new applications.