After this Covid-19 virus passes, I hope we learn a few things.
I hope we learn the importance of saving. Proverbs 21:20 makes that clear. The wise store up choice food and olive oil, but fools gulp theirs down. According to Bankrate.com, more than one in five Americans don’t save any of their annual income. For those who do, twenty percent have put back only five percent or less of what they make. What would have happened if our government had not bailed us out? My widowed mother raised three of us on minimum wage. The first check she wrote each month was her tithe. If she did not have enough money to purchase something, we went without, including a television and a car. We rented until she saved the cash to buy a home. She never had a credit card. Had this virus hit when we were young, we probably would have been much better off than some of my friends’ families….you know, the ones with the beautiful homes, the Country Club memberships, and a huge amount of credit card debt.
I am grateful that we live in America where Uncle Sam is looking after us. My Hispanic friend from Mazatlán recently sent an email sharing that, since the Mexican government is doing NOTHING to bail out businesses or individuals, people are figuring out ways to help each other. This is what she shared: “Buenos Dias Sra Patty…By the fishermen monument, there is an area where are many little boats called pangas. The fishermen took their nets and went to the ocean, they got so many fish, a lot and they asked people to take it to eat. This was wonderful. At the department stores, there is a table with a note. If you need something take it, if you could donate something leave it. I saw people taking two things off the table. I love to see it too. By my place 3 days ago a lady was passing by yelling.Tamales, 2 per person for free. Senora Patty, this kind of things make my heart feel good.
Proverbs 6:6-8 encourages us to learn our saving habits from the lowly ant: “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” The Bible has much to say about saving. For one, our money is not ours; it is God’s. In times such as this, how nice would it be to be able to help our neighbors because we had “stored” some provisions and not lived above our means? Instead, I’ve met too many Americans who save only to have a cushy life when their working days are over. A leisurely “Retirement” becomes their payoff, yet even Jesus admonished the person whose goal was to save in order to have a comfy life instead of taking care of real needs as a thank-you for God’s provisions.
In Luke 12: 16-21, Jesus shares this parable: The land of a rich man produced plentifully, and he thought to himself, “What shall I do, for I have nowhere to store my crops?” And he said, “I will do this: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. And I will say to my soul, ‘Soul, you have ample goods laid up for many years; relax, eat, drink, be merry.’” But God said to him, “Fool! This night your soul is required of you, and the things you have prepared, whose will they be?” So is the one who lays up treasure for himself and is not rich toward God.”
Retirement for Christians should not be self-centered. It should be the time when we devote ourselves to serving others with our time and resources.
Please don’t get me wrong. I am grateful that we live in the United States where businesses can be saved and families can eat because of the bail-out. I just hope that when this virus is over, we all might rethink our financial priorities and learn from the lowly ant…the wise, working, lowly ant.